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Appetite
The classes we place, the ones we take case by case, and the ones we do not write.
Checked before you send the file, so no submission goes to a market that will not look at it. Status by class changes with market conditions and is reviewed at each renewal cycle.
Core appetite
Lines where we hold standing relationships and can give a first read on appetite and structure within [x] working days of a complete file.
Property and construction
Commercial property, including cat-exposed. Business interruption. Construction all risks.
Casualty and financial lines
Public and products liability. Employees' compensation. D&O, listed and private. Professional indemnity. Cyber. Crime and fidelity.
Marine and trade
Marine cargo and stock throughput. Trade credit.
Case by case
Placeable with the right file. Each needs facts the standard submission does not carry. We tell you which before going to market.
US products exposure
Turnover by state and product, and the contracts, before any approach.
Cyber after an incident
Placeable once the forensic report and remediation are complete.
D&O with a going-concern note
Side A first, entity cover second. Covenant schedule in the file.
Typhoon-exposed single sites
Flood height, construction and the loss record by event.
Run-off at change of control
Six years agreed before closing. The sale agreement sets the limit.
Large contract works
The contract's insurance clauses and the site plan decide the third-party limit.
Not written
Personal lines. Individual life and medical. Employee benefits. Aviation and energy hull. Sent elsewhere on the first call, with a referral where we have one.
Not sure which column the account sits in?
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